Personal Strategies

A typical profile of our client would be:-

Those involved in running their own businesses as partners or shareholding directors. Our primary task may be to develop a retirement strategy that integrates with a quantified plan for company exit and realisation of its value.

Or

Those with capital accumulated through a working career, or perhaps through bereavement or divorce. Our role will be to quantify income requirements, and then to develop a formal approach to using the capital to provide that income, incorporating any other income sources, such as state and private pensions.

A cornerstone of our planning is consideration of tax mitigation and deferral. The more tax efficient a financial strategy, the greater the potential for wealth accumulation and retention. We have particular strategies for reducing the impact of Capital Gains Tax, deferring Income Tax on investment income, and for the mitigation or even elimination of Inheritance Tax.

All Private Clients have access to our on-line valuation and reporting service. Their whole investment and pension portfolio values are updated each night. On-line reports are then available to them, including portfolio valuations and Capital Gains liability calculators.